When did payment processing become all about rates?
  • Was it a few years back when a recession hit the U.S. economy?
  • Was it always about rates?


Are times changing?
  • Are merchants finding increased value in third-party payment processing providers?
  • What impacts are the new and different ways consumers are buying having on how merchants are incorporating payments into their business either empowering or limiting the growth of the industry?


Where is the billing/processing industry headed?


What do you think?