Do Not Honor - Main Cause Of Declines?

[Lee]

So ive just been checking my decline stats on Condom Cash for the last two weeks and im seeing a fair amount of declines with the reason 'Do Not Honor' in the CCBill Webadmin system.

Does anyone know what causes a do not honor decline? I presume its someone trying to use a stolen card?

What other types of decline reasons are there and, what do they actually mean? As in, can i tell if those DNH declines were because of the card being over its limit or, if surfers did try to join using a stolen Visa card?

Regards,

Lee

[gaystoryman]

So ive just been checking my decline stats on Condom Cash for the last two weeks and im seeing a fair amount of declines with the reason 'Do Not Honor' in the CCBill Webadmin system.

Does anyone know what causes a do not honor decline? I presume its someone trying to use a stolen card?

What other types of decline reasons are there and, what do they actually mean? As in, can i tell if those DNH declines were because of the card being over its limit or, if surfers did try to join using a stolen Visa card?

Regards,

Lee

Just a guess, but could also mean that the card holder has a record for requesting chargebacks...

[thejungle]

Hi!

Maybe email CCBill and asking if their system is throwing the `Do Not Honor' or is the bank?

If their system is then it's probably because of chargebacks etc, but if the bank is it could be just the generic `Overlimit - Stolen etc etc' response.

I know if I try a transaction at a merchant face to face here it comes back as `Not Approved' usually because I selected Savings instead of Checking etc!

Ernie

[Slade]

Or..they may just not take that particular card..likes a sears card or something.

[MWCren]

My guess is that various banks reply with various codes. I've seen "over limit", "insufficient funds", and a few other reasons, but usually "do not honor" seems to be a default response, and is reported that way.

I know a problem child member of mine who is notorious for signing up and then refunding got a "do not honor" decline the other day-- it very well might be the response for someone in the ccbill negative card database.

[Paco]

Or..they may just not take that particular card..likes a sears card or something.

Wuh, SimpsonSears not accepted... next they'll tell me I can not redeem my ClubZ points!

[haganxy]

i'm not sure what the CCBill "Do Not Honor" decline message means, but from my days back at 2000Charge, the most common reasons for decline are:

blacklisted country (Thailand, Vietnam, Albania, Turkey, etc.)
previous chargeback
insufficient funds
invalid CVV2
invalid postal/zip code

that covered about 90% of all the declines we had