Right now we're sending final declines across to http://www.livebucks.com and doing quite well with them (1:54 so far this month) and im wondering if you folks were using anyone else?

Also, on the topic of declines, what percentage of hits to your join pages result in a declined transaction? Right now, we're at 12.5% decline transactions based on join form submits and im wondering if thats a good figure or not?

Regards,

Lee