Members area design is an ART. Both in the way it looks and how much it affects retention.
Look at
http://awizsoft.com/paysite/ It seems you are on a budget here. It's not a bad start.
One thing about members areas that I like is text to go along with any photoset you have. describe the model a bit. Even if you make it up. "Ken is a hot 19 year old jock ready for college, but decided to pose for this site for some extra quick cash. If we paid him bu the size of his cock, we would be brok. Check out the boner on this one. It's HUGE!"
Then I like to rotate the content by date, but in addition I like to rotate by date -> not seen. So when a visitor logs in additional times, they are seeing models they didnt see before.
Just my opinions.
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