Originally Posted by
gaybucks_chip
This is old news. REALLY old, as in more than 3 years.
Visa is in the business of processing transactions. It's a risky business on a number of fronts, and Visa also has to deal with compliance issues with the federal state governments in which it operates.
As such, Visa has regulations that help to reduce its risk and to ensure it complies with federal and local regulations.
Your site had to go through Visa (as well as CCBill) compliance when it was originally approved to process Visa. If you're now getting a notice from Visa of noncompliance, it's most likely because you changed something after the site was approved, rather than "increased censorship by Visa."
While I'm not delighted with the occasional tapdances that we have to do to meet Visa regulations, I do understand why they are in place. the Visa cardmember association is greedy and wants money. If they weren't subject to governmental regulation and various risks (fraud, CP, etc), you can bet they'd process for anything because they want the money.
I'm not trying to be a cheerleader for Visa. I'm just saying that I think your sentiments are misplaced. If you don't like the way Visa does business, don't do business with them. There's Mastercard, Discover, and ACH. But you'll lose about 70% of your revenues. If you want that 70%, then you have to put up with Visa's policies - most of which, concerning adult, are likely backdoor deals with the US justice department.
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