Insurance for Self Employed

[Bec]

Those of you doing this full time ... have you been able to pick up a decent health care policy that doesn't cost an arm and a leg? If so -- what company?

[AusCoding Allan]

Hi Bec,

Whilst I'd like to throw in my 2c I fear that due to our very different health care systems in Australia it would be to no avail.

I however have a great policy with CBHS. (www.cbhs.com.au)

Cheers,

Allan

[RainGurl]

hey bec, i have blue cross...they have a program for self employed.
i think its called blue preferred...

[Marc]

I use BC/BS and I pay $296/month in Massachusetts. Keep in mind im single and have no health problems.
It might be cheaper where you lived. When I lived in Chicago I got a quote of $80/mo for the same coverage.

http://www.nase.org/ offers it also but I haven't investigated them.

[princess]

I use blue cross blue shield of Georgia and I pay $280 a month. But I'm also 36 and a diabetic.. so I'm sure that makes it a tad higher for me.

[Xstr8guy]

It sure would be nice if us gay-partnered webmasters could get married. Then we could be included in our conventionally employed spouse's insurance program. :bomb:

[Bec]

Thanks to all who answered ... I'll be checking these out!! Hugs!

[Bec]

Yea ... it would certainly solve my problem with insurance if I could legally marry Che, since she has insurance where she works.

[LavenderLounge]

It's funny you should mention this topic because I was researching it the other night.

I used this site to compare plans:

http://www.ehealthinsurance.com/ehi/index.html

I haven't made my decision yet, but would appreciate hearing how much other people pay for coverage.

I also found that you can add Dental for $35 a month, too.

[Bec]

LOL I found that same site this morning! I did read that as of 2002 we can take 70% of the premium as a tax deduction ... that makes those prices a little easier to swallow.

[Chipmunk]

Hiya Bec,
I am really happy with Humana (http://www.humana.com). I have their Individual Medical Plan. They also do not cost an arm and a leg. The deductable is I think $500.00.

Warm regards,
-=Chipmunk=--
:evil:

[Bec]

Thanks for the link Chipmunk ... I did find those deductibles on many of the programs a real shocker ... like wow, who can afford that much if they're really sick and not working?