I couldn't let this thread go by without offering my praise for Michael, as well.

He is truly one of the best people I've come across in this industry (and in life). His generousity with not only information, but his time, is something that is truly noteworthy.

And thank you, Teresa, for sharing this with us. You have shown us that you are not only a member of this community, but share in the REAL philosophy behind it - we're all here to work together.

My best,
Gary-Alan