I'm reading their terms and conditions, but some things remain unclear. Could somebody clarify these points:

1. Let's say you deposit $100 to your Epassporte account using your regular credit card. Will they take some amount of that money for themselves as their fee? This is from their site:

Virtual Card Activation Fee FREE

Virtual Visa Annual Fee FREE the first year and $5 each subsequent year

Load/Reload Fee $5 per $100 or portion thereof

Peer-to-Peer Transfer Fee 25 cents (Five transactions a day, and then $1 per transaction for each subsequent transaction in the same day)
Btw. What is Load/Reload Fee?


2) When they issue you your card, is your country of residence still there, or do they put their country (USA)? I know this probably sounds like a stupid question, but I have to see whether I'll have any real benefits if I start using them.

The problem is simple: although I have a perfectly regular and genuine Visa card issued by an Austrian bank, more and more sites are starting to reject it. Things got a lot worse in the second half of January and now I'm really worried. Many sites (or rather processors) that accepted my card are now rejecting it (Godaddy, Paycom, CCbill..).

I've been told that this is most likely due to the fact that there has been a lot of attempts of fradulent credit card use from my country, so when a billing processor sees the IP of my internet provider or my country's name, the credit card gets declined autmatically :bomb: So, in that respect, it would be good if Epassporte provided some additional "credence" to their card holders regardless of their country of residence and the status of their IP address in blacklists of various billing processors. Is that the case with Epassporte?