Yes the fee is high it is a 50/50 split there selling feature is these are customers that would not join otherwise because A. they do not have a credit card B. Because of privacy concerns ie once you buy the card with cash it is anonymous from there. Here is there web site www.trustcash.com they have an adult search engine section that lists all the adult sites in each nitch that take the card. There are some big players there Hustler, Vivid and a number of large gay sites. They are quite selective on who they will take on. The cards are sold everywhere they have a store locator on the site, you plug in your zip and it will bring up all the stores that sell the card in your area. It works quite well. Was hoping someone was allready using there program.The contract is quite involved 11 pages and are looking for a 3 year committment.