interesting xbiz article: http://www.xbiz.com/news/all/103528

Epoch Sends 24-Hour Termination Notices to Several Adult Clients
Letters would make all active members, rebills void within one business day

..."Epoch takes its processing seriously and is in business to protect its clients and portfolio of clients to ensure everyone stays in business for the long term," Pate told XBIZ.
good to see they are serious about their strict processing requirements and will kill off a couple of bad apples to help save all others