For the online banking with the kids who get given toys, then have them taken away?

I wonder if the kids actually knew that was going to happen or if thats a 'natural' reaction from them, im really liking watching these commercials so far ive seen about 4 different ones and each them have me awe with the spot-on reactions from the kids in them in comparison to the message the bank is trying to portray.

Anyone else seen these and know what im talking about?

Regards,

Lee