Question about signing up as an Affiliate

[WoodRabbit]

Hey guys,

I'm new here and pretty much new to the entire process. couple of questions...

1) When filling out the Signup form as an affiliate, many places ask for "Company Name". What if I don't have a company name or have a company set up? Can I just use my name? What are they looking for here?

2) If a site I like doesn't have "Webmaster" link, does that mean it doesn't offer affiliate program?

3) Is it common or necessary to set up a CCBill account? The costs of using CCBill seems pretty high.

Thanks