Do any of the credit card processors we have as community members here know if i MUST have a site online to get a processing account for adult?

I have heard so much stuff in the last few days that im pretty confused as to whether I need to have a paysite online before applying for a 3rd party processing account or whether i can submit my new application without the need to have a paysite 'live'.

Obviously this is for a new company name so a few of you already have our main details is the process going to be any different for us than the first time we got our processing accounts with you?

Ccbill, Epoch, Netbilling, iBill, anyone?

Regards,

Lee