squirt / dalimili
re: your comments on sms taking too much time or not being convenient - I totally disagree on this, have you seen how quick kiddies in school can sms their mates? A few years ago I used to think why would you sms when you can just ring up and have a real chat, but honestly I have gotten into sms'ing and its way easier and more convenient. Now I find about 75-80% of the times I use my mobile its for sms messages and only occasionally do I actually chat on it! And studies have shown that this is the way things are going, quickly too.

dalimili, that is awesome that you can use your phone to pay for stores and restaurants too. This is definately the way of the future, after all with prepays you don't need a credit rating and you can use cash to top up your account too.

cheers,
Luke