Hi!

I had a look at xoom and I've probably misunderstood it but it seems that everytime a new person sends you money they send you a Mastercard Debit card (well they would in Australia as that's the only way to get the money).

Ie: If you already have a xoom card (because someone else sent you money) I can't send you money to collect on that card (xom will send you another card for my payment).

It says:
Can I send money to a Xoom Card sent by someone else?
No, you may only add funds to the Xoom Cards you have sent.

This is for their Prepaid Mastercard, I think in the Phillipines and other countries it works a lot like Western Union where you can just go pick up the money.

That makes no sense what I wrote but the FAQ's are at: https://www.xoom.com/static/help-faq.html

Ernie