ynot was doing what several other - now defunct - processors did. they set up their processing company in europe. me, i'm a u.s. person and i have no desire to be with a processor that goes belly up. they told me they have a way around the regs, but the last 2 processors who told me that went the way of the dodo.

personally i'll try and stick with companies who are making an effort to comply. the others could last for years or visa could pull them tomorrow.