I know somebody (no, not me!) who runs a non-erotic site.

When somebody does a chargeback saying he didn't sign up for the account that guy writes an email back with a legal document that guy has to sign stating that he in no case never signed up for the account.

With that legal doc (IF signed *grin*) that guy goes straight to the police with access logs, user account data, email account information and such and files a report against "John Doe" about fraud, computer manipulation, data manipulation and hands over that information.

Usually though people remember that they indeed signed up and happily wire the funds


DEVELISH