If I remember, somebody (might have been you, tom... can't remember) researched and the company (etelegate) isn't even a legal entity in the UK or wherever they are based... their corporate entity lapsed, and their operating address is the equivalent of a Mailboxes, Etc store. So if that's still the case, they probably aren't at all concerned about being sued, since it's unlikely anyone could actually find them.

Now watch... next, Etelegate will sell its processing services to OrangeBill or one of those winners