Ccbill Process?

[maxpower]

congrats max, i hope it works well for you.

Thax man, I am sure I must sound silly to people that have been getting sites approved by them for years, and the fact I have to pay the 750$ should not be that shocking they accepted the site as is, but I am still really happy about it. Your first time is always the best :cheekymonkey:

[basschick]

my first times aren't usually the best - experience makes them better

lots of sites pay the $750 visa fee and aren't accepted till they make a few or a bunch of changes. it's not a bribe and it's required by visa.

congrats and good luck to you with your new site! it is always so exciting when you're finally ready to rock after a long, slow preparation time...

Thax man, I am sure I must sound silly to people that have been getting sites approved by them for years, and the fact I have to pay the 750$ should not be that shocking they accepted the site as is, but I am still really happy about it. Your first time is always the best :cheekymonkey:

[marcjacob]

do they refund the $750 if you dont get excepted? im luck i dont have to pay it hehe

[basschick]

i don't know if visa refunds the fee but ccbill or epoch works with you to help make your site compliant.

do they refund the $750 if you dont get excepted? im luck i dont have to pay it hehe

[maxpower]

i don't know if visa refunds the fee but ccbill or epoch works with you to help make your site compliant.

But should they have not checked most of that already? I know Visa might ask for some ID’s but that will be about it right? :fugly:

[basschick]

i wasn't referring to your site at all, max.

i was referring to things like text that visa finds objectionable - which is easy to fix - and things like fake blood in content like vampire sex - which ccbill doesn't accept in the first place. also sites with misleading tours, like sites where the tour says CLICK FOR FREE SAMPLE and you are taken to the join page.

most things that are not allowed by visa wouldn't be approved by ccbill or epoch even to be looked at by compliance.

also compliance can require you get enough content to make the site at least minimally worth the subscription price. in that case, which has happened to a few people i know, they just get more content and they're in business!

But should they have not checked most of that already? I know Visa might ask for some ID’s but that will be about it right? :fugly:

[gaybucks_chip]

Breaking my own rule again but...

CCBill's compliance department's job is to vet the site before it goes to Visa. In most cases, if it passes CCBill (or Paycom) compliance, it will pass Visa. But there are a lot of issues that are basically judgement calls, and so it may happen that Visa comes back and says "we need this change made to meet guidelines) or something of that nature.

I also strongly suspect that, in the judgement call situation, it will depend a lot on the individual person at Visa who reviews the account. We had a site that got a partial rejection from Visa the first time around because they wanted to see IDs for the models. (Approval was immediate after we supplied them.) But then the same site was submitted to Visa through a different processor and went through without a hitch. Perhaps Visa is sophisticated enough to keep a comprehensive database of previous reviews of that site, but I think it's more likely that the Visa person reviewing the site for the second processor wasn't concerned about the age verification issue and didn't raise it.

And the $750 is a fee associated with *reviewing the site* that also covers their periodic re-review of the site. So yes, they are entitled to charge it regardless of whether the site is approved. But as Patti said, CCBill would tell you up front if the site would not be approved by Visa or if they won't accept it for processing, so the likelihood of paying the $750 and not getting approved is probably very near zero.

[maxpower]

my first times aren't usually the best - experience makes them better

lots of sites pay the $750 visa fee and aren't accepted till they make a few or a bunch of changes. it's not a bribe and it's required by visa.

congrats and good luck to you with your new site! it is always so exciting when you're finally ready to rock after a long, slow preparation time...

Thax ya Bass its been like 4 long months of crap with all this, still another week or so to go, I have really done nothing while preparing this site “no new feeder sites ECT” Just did not want to promote a soon to be dead site, and it is nice to give directories a break especially since once it gets going I will be listing all kind of sites.

I know about the visa thing, and understand it “I guess” but what are you talking about them not accepting a site until you send a bunch of changes? That does not sound right at all how can they not accept my site and take my charges at the same time? I do expect to be paid, and if they are accepting charges on my behalf how could I not be accepted? :crazy: