Quote Originally Posted by gaybucks_chip View Post
Breaking my own rule again but...

CCBill's compliance department's job is to vet the site before it goes to Visa. In most cases, if it passes CCBill (or Paycom) compliance, it will pass Visa. But there are a lot of issues that are basically judgement calls, and so it may happen that Visa comes back and says "we need this change made to meet guidelines) or something of that nature.

I also strongly suspect that, in the judgement call situation, it will depend a lot on the individual person at Visa who reviews the account. We had a site that got a partial rejection from Visa the first time around because they wanted to see IDs for the models. (Approval was immediate after we supplied them.) But then the same site was submitted to Visa through a different processor and went through without a hitch. Perhaps Visa is sophisticated enough to keep a comprehensive database of previous reviews of that site, but I think it's more likely that the Visa person reviewing the site for the second processor wasn't concerned about the age verification issue and didn't raise it.

And the $750 is a fee associated with *reviewing the site* that also covers their periodic re-review of the site. So yes, they are entitled to charge it regardless of whether the site is approved. But as Patti said, CCBill would tell you up front if the site would not be approved by Visa or if they won't accept it for processing, so the likelihood of paying the $750 and not getting approved is probably very near zero.

Thax man, ya I think you are right it just depends on who reviews the site what hoops I will have to jump though. I am really have a bitch of a time finding my social security card it must be like 5 years since I have need that thing. Do you know if the really ask for that or not, I just hate to go down to the social security office in Ca with a DL from TX to get a replacement I know that will be a nightmare.