That is a very interesting illustration of how the banking marketplace works.

Morgan Stanley has spent this year agressively trying to breathe life into Discover. See how competition creates the most opportunity for risky markets? hehe I know that's not what you asked , Brian. :broccoli:

I just found this interesting article on Discover in Google News...

http://www.usatoday.com/money/compan...id-nelms_x.htm

I'm sure the ability to take Discover helps, but note that they only have a 5.6% market share versus American Express (23.2%), MasterCard (29.1%) and Visa (42.2%)

Steve