Quote Originally Posted by gaybucks_chip View Post
As far as I know, the Visa cardmember association doesn't have any monitoring of individual cardholders. That's something handled by the card issuer (the bank) and chargebacks are very heavily regulated by the Fair Credit Billing Act so the banks can't really do much to penalize someone for charging back unless it's obviously fraudulent actions on the part of the cardholder.
Sorry i meant your chargebacks as an individual webmaster. My point was that alot of site owners are telling their members to chargeback but would that make it more difficult to process VISA in the future as they would have had higher ratios.