both ccbill and epoch have rules that don't make sense. why? because visa makes no sense, and neither does mastercard. mastercard actually has the craziest rule of the two. since both epoch and ccbill must work with those two cards, they do their best to comply with their rules, many of which seem both artibrary and poorly defined. it's the poorly defined part that means sometimes epoch and ccbill seem to be working from different rules. but they're not working with different rules - they're working with different interpretations.

dennis, paycom is epoch and they are one of the most major of major players. they are the first of the only 2 u.s. processors that work adult and are proven to pay. the biggest sites we have use paycom.