This is really a complex question that doesn't lend itself well to a public board, because the right answer depends on some specific facts about your situation.

Hit me up on skype or ICQ and we can chat about it. :smoke:

BTW, I usually don't charge anyone for quick chats or emails where I don't have to research the question to find the right answer. I know lawyers that charge $50 for a 2 sentence email. I figure if it takes more time to log the information necessary to bill you than it takes to answer the question, it is not worth billing at all.