Quote Originally Posted by wnc View Post
Epoch comes in suddenly with casade. It seems the forum sees a shaft of light from the heavens. Personally, I would not like a CCBILL decline to be accepted by another. There is a good reason for declines. Yesterday I contacted FRAUD@CCBILL and said a new signup, back in September 2005 had claimed a minor used the card. That said person, with same IP address
My personal experience with Epoch is that they have excellent fraud prevention. We have a very low chargeback ratio with both CCbill and Epoch. I honestly think if fraud is an important concern for you, you can't go wrong using either processor... they both seem to do very well. However, I do think CCbill may scrub too hard sometimes.