why should it be the credit card company or the ipsp's responsibility to ensure that your content is not stolen? Thats like saying they have to go into every clothing shop and make sure they are not using false labels. It would have put a crushing burdon on the credit card companies and I AM SURE it would have resulted in it becoming IMPOSSIBLE to get adult processing. I mean, come on, its hard enough to get processing for adult sites as it is today, let alone add this type of regulation.