You are assuming that out in the real world, people do actually manage their affairs professinally. You might be surprised at how piss poor many so called businesses run their 'real business' so to me, its no wonder that online is the same.

I also think, that in many cases its ignorance, stupidity, and laziness. It's also I think a naivety that what is online is somehow immune or because its online, they are immune.

My book keeping isn't the best, but its all there if the Government wants to see, and look, and I pay the taxes. They one agency I won't mess with. :kickcan: