It's tough to measure time in days or weeks...

But the recent stock market activity is sobering.

Just after record gas prices started to fall, so does the stock market, for unreleated reasons/causes!

It is possible that some of our customers of the past couple of years, did the ReFi thing every year or so and used the cash for recreational pursuits like buy DVDs and watch PPV minutes. With the collapsing credit market, some of that honey pot is drying up - and with it, some of our customers.

Other more conservative customers might be seeing their net worth tumble as does the market. I'm just glad my assets are in my intellectual property, not Wall Street properties.

Seasons, holidays, CC scrubbing, all factor in.