The issues arent specifically the x-sells, the issues are with the chargebacks from those x-sells and how these companies have been laundering them across multiple acquiring banks, ipsps and other merchant services to maintain what appear to be 'legitimate' chargeback levels.

It just appears right now that x-sells seem to be the 'first step' towards reducing these chargebacks, especially when it comes to companies having pre-checked x-sells on their join form and even cross sells that are 'hidden' in the HTML code on their join pages where the consumer has no option but to accept the charges.

Regards,

Lee