I've always heard that rationalization from ccbill, but always assumed it was just that - a rationalization.

Our credit card processors have paid us with ACH for 10 years, and you'd assume that they would be as much or more concerned about security and protection of clients and the merchant bank.

While I realize that wire transfers are individual transactions, while ACH transactions are batched, I've never heard of a case where an ACH was intercepted or otherwise there was a security breach. Definitely heard of errors, but those are generally in the realm of the payor using the wrong account number or something... and for that matter, I've had wires that have gotten lost for a day because the receiving bank forgot to post it.

While i have the utmost respect for CCBill in every way, it really does seem pretty crazy that ccbill won't do ACH, while First Data, the largest card processor in the world, with immense security procedures, has no problem with them.