Hi!
Thanks for your replies, much appreciated and some great points!

I liked the idea of combining words - eg: planget=orange+planet

Do sites like CCBill warn you if they are only checking the first 8 or will they let you enter a 20 character phrase and then just use the first 8?

I did use Roboform for years and then moved to LastPass but maybe my licence for Roboform is still valid somewhere?

Ernie