No problems here, they always pay if I have money coming my way. They've been around the biz for quite some time. Biggest problem for me is they have really small sites that they process for, and I have to really hump ass to see a check. It's good for off the main drag type of sales, but it's usually hard getting promo material as the owners aren't as active on the forums and don't always see the need to provide sales material.

Actually, your fetish fits Verotel. Depends on their fees etc and how they pay out ... if the terms work for you, etc etc

As to Epoch, the only guy I know of that worked for them is Rand, but I don't know if he still works there.

And I think you meant that you've been running a site withOUT a backup processor.