How is it at all possible for anyone to accuse Epoch of being the bad guys here?!

IBill fucked their clients, plain and simple.

This is their fault for slacking off and planning poorly and allowing things to reach this point. I find it hard to believe that they allowed things to get to the point where this has become an issue at all.

IBill doesn't deserve sympathy here. The thousands of people that process with them and are now scrambling and unsure of what to do and out on a limb here wondering what's up with their ability to make money are the ones that deserve sympathy.

Epoch and CCBill and whoever else, I think, are providing a service in making themselves available to people who wish to switch over to them at this point in time because, frankly, doing so will help enable a lot of people to stay in business and save a lot of people put in to a very precarious and unfortunate position by IBill's negligence.