btw, if you are planning to do your own work instead of paying someone to do it, you'll want photoshop (as luke said) and a video editing and encoding program like video vegas, video edit magic or ulead video studio.

i have never seen a paysite made by a newbie that was very good - i'm sure a few must exist, but i haven't seen them - so it would probably make sense to have your tour and main member area graphics made by a pro. just my opinion...