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You do realize by 'gay' I mean a man who has sex with other men?
Collection agencies typically have a better chance of getting funds from non-paying clients i would say.
I forgot where i was reading information recently about collection agencies but the figure they can actually 'get back' from non-payers as a percentage was somewhere in the region of 60% success rate so yep, id have to say i was in favor of using such services.
Regards,
Lee
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