when we had a shemale paysite, ALL our chargebacks were fraudulent. i talked to the guys on the phone - mostly they didn't want their wives to know that they spent a month or two surfing every day for shemales.

we never had one single chargeback because of a real stolen card. want to find out if their cards are stolen? ask for the police report number. every time, the guys admit that they didn't want their wives/bosses to know.

ibill used to refuse to give refunds on trials, but ccbill and epoch reps say that it's better to do a refund than a chargeback - amen! considering how easily our main processors give refunds, there is NO reason to do a chargeback except when you have something to hide.

i can't see why it's sleazy to get moneys that are legally owed to you.