basschick, that is a great example, I would see using this type of service if I was running a lot of chargebacks, frankly I don't really care if the surfer feels upset and changed their mind about the membership charges, the fact is they got in and the site provided the service it promised. Of course like I menitoned, I have only had 2 chargebacks this year so I am not in the position to start chasing these people down yet.

Jim, that story is hilarious, in a hindsite kinda way!

cheers,
Luke