ynot has just started, and the other processors that followed their basic model are all dead as visa pulled the plug on them.

if you feel like taking a risk, there's also myvirtualcard. i know a few folks who use them successfully so far.

life is full of risks, and you never know what will happen in our business, but i'd rather go with a processor that follows visa's requirements. seems like there's a better chance they'll continue to be able to process for visa...