Excellent advice gxbill. One problem I had when first implementing international payment options, which included credit cards, was they took away from my primary credit card sales. So this option was moved to the decline page. Then I added PBP to the join page, but only non US customers even see it, and obviously it is only phone billing, so again, no taking away from credit card sales. And of course, I credit affiliates with all sales from these options.