Basschick

I have to respectfully disagree with you.

If you re read my post, my point was if done right even on the standard join page you will not eat into credit card sales by offering alternate payments methods. The problem arises when webmasters get too aggressive with alternate / micropayment billing mechanisms and thereby trade a $5 sales via micropayment for a $30 credit card sale. What you want to strive for is trading a user who cannot / will not otherwise pay for a $5 or $10 micropayment sale.

Because something is better than nothing , even from the affiliate point of view.

I have found in nearly all cases if you keep the micropayment links as strictly secondary / less prominent over your credit card link you simply don't negatively affect cc sales. Typically, you only pick up the small but steady % of those who won't or can't pay via credit card.

Here is a good example of this:
We crunched the numbers with one the largest programs on the net to see if our small secondary link was having any negative affect on cc sales.
We studied the credit card sales and growth trends before we put up our link , when our link was up, and then we took it down for a short while to fully analyze the trends / sales data etc.

In short , nothing changed, credit card sales were growing at the same rate with or without our link. If credit card sales dropped , or the growth rate on credit card sales even slowed down, our option would be gone. That was back in 2002 and we are still being marketed in the same capacity as our original test. The only thing that changed is more sales for the program through our platform , and more money for the affiliates b/c they are being credited for all these sales.

I know one size does not fit all, and webmasters know their paysites better than anyone. So what I advocate is a webmaster testing our payment platform in a very unagressive manner, and keep a close eye on their credit card sales. More often than not, they see no negative affect and simply get a nice extra check come month end.