This new credit line cutting practice by CC companies has been in the news for about a month now.

What is particularly evil about it is that one part of the FICO score is based on the amount of one's credit lines vs the amount they have actually used.

Therefore as the CC companies cut credit lines, they lower the customer's FICO score, thus setting them up for a higher interest rate. Very evil plot to harm consumers.

We're heading into the cold weather months, VOD minutes are up, membership sales are up. It could be that consumers are spending on what is going to make them happy and feel good, in the current economy, not on more baggage that they will throw away or give away in the next round of housecleaning.

What's more important: some crap at WalMart, that you have to stand in line for 15 minutes to buy from some toothless checkout person who still jerks and twitches, or a month of a membership site?

I think the real measure of consumer buying habits will be in the Spring when the customers' cycles moves them back outdoors.