my experience when working with a program using NATS was as michael's - we had more signups with epoch. there weren't more declines showing all the time but there were more signups. what does that mean? hell if i know.

lloyd, i'm thinking about that. just checked with that program, and they do collect username, password, zip code on a page in their site - a purty one. but even so, ccbill got noticeably less signups, and when i think back, i don't think using that 2 page join changed that at all from when they linked directly to ccbill. weird!